Life feeling hectic? Get organized with these tips.

Julie C. Nichols Mortgage

January is National Get Organized Month. [January is National Get Organized Month] Can you believe it’s already 2018? If you’re like most people, you’ve probably hit the ground running with no thought of putting on the brakes. Not so fast! At the start of a new year, it’s important to slow down, take stock, and regroup so you can tackle …

Mortgage Time

Julie C. Nichols Mortgage

Encouraging Housing Data   Strong housing data continued to roll in over the past week. In November, contracts signed to buy new homes surged 18% from October to the highest level since 2007. Contracts signed in November to buy previously owned homes also exceeded the expected levels. Despite the strong data, mortgage rates ended the week a little lower.   …

Mortgage Time

Julie C. Nichols Mortgage

  Strong Housing Data   Stronger than expected economic data was negative for mortgage rates this week. The passage of the potentially inflationary tax bill in the House and the Senate also was unfavorable. As a result, mortgage rates ended the week higher.   The housing market is ending 2017 on a strong note. In November, sales of previously owned …

Mortgage Time

Julie C. Nichols Mortgage

Retail Sales Surge Central bank meetings were the focus this week. Investors viewed the U.S. Fed meeting as positive for mortgage rates, while the European Central Bank meeting provided no surprises and had little impact. However, stronger than expected retail sales data offset the reaction to the Fed, and mortgage rates ended the week with little change. Heading into Wednesday’s …

Mortgage Time

Julie C. Nichols Mortgage

Offsetting Influences It was a volatile week for mortgage rates. Influences included central bankers, comments from the Trump administration, and economic data. The net effect of these factors was very small, however, and mortgage rates ended the week with little change. On Tuesday, a top official from the European Central Bank (ECB) signaled that the ECB should soon begin to …

Home Price Gains Still Above 6% Year-Over-Year

Julie C. Nichols Mortgage

Reblogged from Mortgage News Daily – Jann Swanson Home prices continued their nearly unabated upward trend in November according to data released on Wednesday by the Federal Housing Finance Agency (FHFA). FHFA’s Housing Price Index (HPI), based on the values of purchase mortgages sold to or guaranteed by Freddie Mac and Fannie Mae (the GSEs) rose 0.5 percent in November …

GMFS Mortgage First Responder program

Julie C. Nichols Mortgage

First responders are CHANGING LIVES! To say thanks, qualified law enforcement, firefighters and EMS medics who finance their home through GMFS Mortgage will receive a $1,000 lenders credit towards their closing costs. Help us share and spread the word. Contact me directly at www.JulieCNichols.com (I am licensed in TX, OK, CO, NM & KS) or go to https://gmfsmortgage.com/branch/texas/. ‪#‎honor-first-responders ‪#‎thank-you-first-responders.