Insuring Your Long-Distance Move

Julie C. Nichols General

Reblogged from

Moving to another city or state can be both exciting and overwhelming. While you may be looking forward to exploring your new stomping grounds and settling into your new nest, something has to come first: the big move.

Let’s face it, moving anywhere — even just across town — is stressful. But packing up your whole life and getting it from point A to a far-flung point B in one piece is particularly daunting. While you’re busy tying up a million loose ends, don’t forget one of the most important elements of a long-distance move: insurance.

Whether you are hiring movers or doing it yourself, you should be aware of what coverage you have and what coverage you may need to protect yourself and your stuff while in transit. Here are a few insurance tips to help you along the way.

Before the move

• Do your research. If you plan on hiring movers, do your research ahead of time to find a reputable company. Some companies even specialize in long-distance moves. Personal referrals are a good place to start. If you have any family members or friends who recently made a big move, ask if they recommend their moving company. If not, check out online reviews and do some company comparisons. In the end, you want to find a company you can trust to get the job done and move your things safely, even if you have to pay a bit more.

• Create a home inventory. If you don’t already have one, now is a good time to create a home inventory. A home inventory is a detailed list of all the items in your home and what they are worth. When you are packing items into boxes, add them to your inventory. This way, when you unpack, you can check the items off and make sure they made it safely. If you are tech-savvy, a variety of smartphone apps can help speed the process. Prefer paper and pen? Print out this form to record your details.

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